Transformation of retail banking under the influence of Fintech. Economics and region, [S. l.], n. 4(91), p. 206–214, 2023. DOI: 10.26906/EiR.2023.4(91).3214. Disponível em: https://ojs35.nupp.edu.ua/eir/article/view/3214. Acesso em: 23 dec. 2025.